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July 1, 2010

Mrs. Maggie Jones
123 Main Street
Any Town, PL 48399

Dear Maggie,

Are You Worried About Outliving Your Retirement Savings?

Retirement isn't what it used to be. We're living longer and, in today's economy, your investment portfolio has probably taken its share of hits. Who knows when or if the market will recover?

But, there is a low-risk investment you can make now to ensure you receive a steady, monthly income the rest of your life. With a Montana Life Immediate Annuity, you're assured of lifetime income that can start now.

With an Immediate Annuity, Montana Life invests your premium in conservative bonds and securities and IMMEDIATELY begins sending you a monthly check.

Why do I Need an Immediate Annuity If I Have an Investment Portfolio?
An Immediate Annuity is best used to supplement your retirement portfolio and gives you:

•  Peace of mind - with monthly income throughout your lifetime,

•  Low Risk - with a conservative investment not subject to market whims,

•  Security - with a guaranteed, monthly income to help meet expected (mortgage, utilities, etc.) and unexpected expenses (healthcare), and

•  Tax efficiency - with tax implications on only a portion of each payment.

For more information on how to use an immediate annuity in your investment mix, call 800-555-0000, before July 30 to get our FREE brochure , Immediate Annuities - A Vital Part of your Investment Strategy

Call us today at 800-555-000 to ensure guaranteed income throughout your lifetime !

Sincerely,

Joe Black, Investment Advisor
Montana Life Insurance

P.S. Call 800-555-0000 for more information on Montana Life's Immediate Annuities. REMEMBER - Call before July 30 and get our free brochure , "Immediate Annuities - A Vital Part of your Investment Strategy".

Linda R. Prior
Linda R. Prior
info@lindarprior.com

(312) 451-3154

P.O. Box 262381
Tampa, FL 33685



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